The Cardinal 46 is a distinguished performance cruiser designed by the renowned New Zealand naval architect Alan Warwick. Emerging in the late 1980s and early 1990s, the yacht was a centerpiece of the Cardinal Yachts line, which aimed to marry the high-speed hull philosophies of New Zealand racing with the opulent interior craftsmanship of premier Taiwanese shipyards. Most hulls were constructed at the King’s Legend yard, a facility respected for producing semi-custom yachts that rivaled the build quality of European giants like Nautor Swan. According to the technical archives at Warwick Yacht Design, the 46 was engineered for sailors who demanded a "true" offshore vessel—one capable of maintaining high average speeds in open ocean conditions without sacrificing the comforts of a luxury home. The model shares a clear lineage with its sibling vessels, specifically the smaller Cardinal 38 and the flagship Cardinal 54, all of which feature Warwick’s signature low-profile coachroof and powerful, moderate-displacement hull forms.
Cardinal 46 Information, Review, Specs

- Make
- Cardinal
- Model
- 46
- Builder
- Sen Koh Shipbuilding Co. (TAIWAN)
- Designer
- Alan Warwick
- Number Built
- Production Year(s)
- 1985 - ??
Sailing Performance & Handling
The Cardinal 46 is widely regarded as a "sailor's boat," characterized by a balanced hull that resists the hobby-horsing often found in contemporary high-volume cruisers. With a moderate displacement and a high ballast ratio, the boat is stiff and capable of carrying its full mainsail well into the 18–22 knot wind range. The design typically utilizes a cutter rig or a sloop configuration with a removable inner forestay, providing the versatility needed for heavy-weather reefing.
Handling is aided by a deep fin keel and a skeg-hung rudder, a combination that offers a compromise between the agility of a spade rudder and the directional stability of a full keel. Interpretation of Warwick’s design notes suggests that the Cardinal 46 was intended to have a light touch on the helm; even when pressed upwind, the boat tracks predictably. Under power, the yacht is typically equipped with a 50–80 horsepower diesel engine, providing ample thrust to move its significant mass against a head sea.
Interior Comfort & Variations
The interior of the Cardinal 46 is a showcase of traditional Taiwanese joinery, usually finished in hand-rubbed Burmese teak or light ash. The most prevalent layout is the center-cockpit (CC) version, which is highly prized for its palatial aft master suite. This cabin typically includes a centerline queen berth, hanging lockers, and a private head with a separate stall shower—a luxury for a 46-foot boat of this vintage.
Moving forward, the galley is located in the starboard passageway, providing a safe, braced environment for cooking while at sea. The main salon is characterized by a large U-shaped settee to port and a straight settee or navigation station to starboard. While the center-cockpit version dominates the market, a rare aft-cockpit (AC) variant was also produced. The AC version trades the large master suite for a larger cockpit and twin aft cabins, making it more suitable for coastal racing or large crews, though these units are significantly harder to find today.
Known Issues & Buyer’s Checklist
Prospective owners should approach a Cardinal 46 with a specific focus on the structural "aging" typical of 1990s builds. First, the teak decks are a primary concern. Many Cardinal 46s were built with teak planks screwed into a balsa-cored fiberglass deck. Over time, the sealant around these thousands of screws can fail, leading to core saturation. A professional moisture survey is essential.
Second, the original stainless steel fuel and water tanks are known to be reaching the end of their service life. Reports from owners on general maintenance forums suggest that these tanks can develop pinhole leaks due to stagnant water or low-grade stainless used in some Taiwanese builds of that era. Because the tanks are often glassed into the structure or located under heavy cabinetry, replacement can be a major "engine-out" or "sole-up" project. Finally, buyers should inspect the chainplates and the mast step for signs of galvanic corrosion, as these are high-load areas that are difficult to access without partial disassembly of the interior.
Community & Resources
While there is no formal international owners' association dedicated solely to the Cardinal brand, the Warwick Yacht Design office remains an active resource for original drawings and design specifications. Many owners participate in broader "Warwick Owners" groups and Taiwanese-built yacht communities, where technical advice on King’s Legend construction techniques is shared.
The Verdict
The Cardinal 46 is an elegant, robust, and fast blue-water cruiser that offers a level of craftsmanship rarely seen in modern production boats. It is an ideal choice for a couple looking to cross oceans in comfort and style.
Pros:
- Superior interior woodwork and luxury finishes.
- Excellent heavy-weather performance and hull strength.
- Sophisticated Alan Warwick design with timeless aesthetic appeal.
Cons:
- High maintenance requirements for aging teak decks.
- Complex and expensive tankage replacement if leaks occur.
- Limited secondary market availability compared to mass-production brands.
Measurements
Construction & Hull
- Construction Material
- Fiberglass (Balsa Core)
- Hull Type
- Monohull Sailboat
- Keel Type
- Fin
- Rudder
- 1x Skeg-Hung
- Ballast
- 12225 lbs
- Displacement
- 27500 lbs
- Water Capacity
- 125 gal
- Fuel Capacity
- 110 gal
Dimensions
- Length Overall (LOA)
- 46.42 ft
- Waterline Length (LWL)
- 38.08 ft
- Beam
- 13.16 ft
- Draft
- 6 ft
- Max Headroom
- -
- Air Draft
- -
Rig & Sails
- Rig Type
- Masthead Sloop
- P (Main Luff)
- 49.75 ft
- E (Main Foot)
- 17.08 ft
- I (Foretriangle Height)
- 55.67 ft
- J (Foretriangle Base)
- 18.33 ft
- Forestay Length (est)
- 58.61 ft
- Sail Area
- 935 sqft
Calculations
- Sail Area / Displacement (SA/D) Ratio
- 16.42
- Ballast / Displacement Ratio
- 44.45
- Displacement / Length Ratio (D/L) Ratio
- 222.33
- Comfort Ratio
- 33.84
- Capsize Screening Formula
- 1.74
- Hull Speed
- 8.27 kn