The Morgan Out Island 28 serves as the entry point into Charles Morgan’s renowned "Out Island" series, a line of vessels that prioritized interior volume and shallow-water capability over the racing aesthetics of the era. Introduced in the mid-1970s, the Out Island 28 was designed to offer the accommodations of a much larger yacht within a 28-foot footprint. Unlike its predecessor, the performance-oriented Morgan 28, the Out Island variant features a beamier hull, a shoal-draft long keel, and a focus on coastal cruising comfort. It was the quintessential "pocket cruiser" for the Florida Keys and the Bahamas, where its 3-foot, 3-inch draft allowed access to anchorages unreachable by more traditional fin-keel designs.
Morgan Out Island 28 Information, Review, Specs

- Make
- Morgan
- Model
- Out Island 28
- Builder
- Morgan Yachts
- Designer
- Charles Morgan
- Number Built
- Production Year(s)
- 1973 - 1976
Sailing Performance & Handling
The sailing characteristics of the Out Island 28 are defined by its substantial 8,000-pound displacement and its wide 9-foot, 3-inch beam. This is not a boat designed for light-air performance or technical windward work. With a relatively low sail area-to-displacement ratio, it requires a significant breeze—typically 12 knots or more—to reach its hull speed. According to editorial analysis by Practical Sailor, the Out Island series generally trades off pointing ability for stability and ease of handling.
Under sail, the boat is remarkably stiff, a result of its generous beam and internal ballast. Owners often describe the handling as "truck-like" but predictable. It tracks well off the wind thanks to its long keel, making it a relaxing platform for coastal hops. However, the high freeboard and wide hull can lead to significant windage, which may complicate docking in crosswinds. While it lacks the "twitchy" responsiveness of a racing dinghy, it provides a sense of security in a chop that few other 28-footers can match.
Interior Comfort & Variations
The interior of the Out Island 28 is its primary selling point. By pushing the beam well aft and maintaining high topsides, Charles Morgan created a cabin that feels more like a 32-foot vessel. The layout typically features a V-berth forward, followed by a full-width head—a rarity in this size class—and a main salon with a dinette that converts into a double berth.
Materials generally consist of teak trim and fiberglass liners, which were designed for durability and low maintenance. While the Out Island 28 did not have the center-cockpit layout of its larger sibling, the Out Island 41, it maximized its aft-cockpit configuration to provide a spacious "great cabin" feel below decks.
There is often confusion between the Out Island 28 and the "Morgan 28." The latter is a 1969 design with a much narrower beam (9'0") and a focus on CCA-rule racing. The Out Island version, conversely, was built specifically for the cruising market. Later versions of the Out Island 28 occasionally featured minor teak cabinetry revisions, but the hull and rig remained consistent throughout the production run.
Known Issues & Buyer’s Checklist
When inspecting a Morgan Out Island 28, several era-specific technical areas require scrutiny. Because these boats were built during the height of the fiberglass boom, construction was generally robust, but specific "gotchas" have emerged over decades of use:
- Deck Delamination: Like many Morgan models of this period, the decks are balsa-cored. Water intrusion around stanchion bases, chainplates, and the mast step can lead to soft spots and core rot.
- The "Morgan Smile": Prospective buyers should check the forward end of the keel-to-hull joint for cracking. While often a cosmetic issue related to the fairing compound, persistent cracking can indicate movement in the keel bolts.
- Chainplate Leaks: The chainplates on the 28 penetrate the deck and are known to leak if not re-bedded regularly. Over time, this moisture can migrate into the plywood bulkheads, compromising structural integrity.
- Engine Access and Condition: Many units were originally equipped with the Universal Atomic 4 gasoline engine. While reliable if maintained, many have been repowered with diesels. Buyers should inspect the engine mounts and the fuel tank, which is often made of aluminum and can suffer from "pinhole" corrosion if sitting in bilge water.
- Rudder Post Play: The rudder configuration on the Out Island 28 can develop play in the bushings over time, leading to a vibrating or "clunking" sensation at the helm.
Community & Resources
Owners of the Out Island 28 benefit from a robust legacy community. The Morgan Yachts heritage is now part of the Catalina Yachts family, which maintains a repository of historical data. The most prominent technical resource for owners is the Morgan Yacht Owners Group, which provides a deep archive of manual scans, wiring diagrams, and DIY repair guides specifically for the Out Island series.
The Verdict
The Morgan Out Island 28 is an ideal entry-level cruiser for sailors who value living space and shallow-draft accessibility over raw speed. It is a forgiving, sturdy vessel that remains a favorite for coastal cruisers on a budget.
Pros
- Exceptional Volume: Offers the interior living space of a much larger yacht.
- Shoal Draft: At 3'3", it can navigate thin waters that stop other cruisers.
- Stability: A very stiff boat that handles heavy weather with composure.
- Value: One of the most affordable ways to enter the liveaboard or coastal cruising lifestyle.
Cons
- Light Air Performance: Struggles in winds under 10 knots without a large genoa or cruising spinnaker.
- Pointing Ability: The long keel and wide beam prevent the boat from sailing close to the wind.
- Aesthetic: The high freeboard and "chunky" lines are functional rather than sleek.
Measurements
Construction & Hull
- Construction Material
- Fiberglass
- Hull Type
- Monohull Sailboat
- Keel Type
- Fin
- Rudder
- 1x Spade
- Ballast
- 3000 lbs
- Displacement
- 7600 lbs
- Water Capacity
- 50 gal
- Fuel Capacity
- 30 gal
Dimensions
- Length Overall (LOA)
- 28.42 ft
- Waterline Length (LWL)
- 23.83 ft
- Beam
- 9.25 ft
- Draft
- 3.5 ft
- Max Headroom
- -
- Air Draft
- -
Rig & Sails
- Rig Type
- Masthead Sloop
- P (Main Luff)
- 30 ft
- E (Main Foot)
- 12 ft
- I (Foretriangle Height)
- 35.5 ft
- J (Foretriangle Base)
- 10.5 ft
- Forestay Length (est)
- 37.02 ft
- Sail Area
- 366 sqft
Calculations
- Sail Area / Displacement (SA/D) Ratio
- 15.15
- Ballast / Displacement Ratio
- 39.47
- Displacement / Length Ratio (D/L) Ratio
- 250.72
- Comfort Ratio
- 24.07
- Capsize Screening Formula
- 1.88
- Hull Speed
- 6.54 kn