Design and Construction
The 5.50's defining trait is her lifting keel, which drops to 1.1 meters for sailing and retracts to 0.3 meters for drying out or trailering lifting keel hull type. A fixed-fin variant was also offered, drawing 2.46 feet, for owners who favored simplicity over the shallow-draft flexibility. The hull is fiberglass with a balsa-cored deck, a construction choice that keeps topside weight low but introduces a vulnerability in the core if water finds a path. Beam measures 2.4 meters, giving the tiny hull a comparatively broad footprint for her length, and the 443 lbs per inch immersion figure shows how little she settles under load — a function of both her small waterplane and light displacement.
Rig and Handling
She carries a fractional sloop rig with 16.91 square meters of sail, and the numbers tell the story of a lively small boat: a sail-area-to-displacement ratio of 25.98 and an S# of 4.81 mark her as quick for her size, while the 136 displacement-to-length ratio confirms a light, volume-efficient hull. The ballast-to-displacement figure of 27.78% is modest for a keelboat, and the comfort ratio of 7.16 is firmly in the brisk-and-barebones camp rather than the sofa category. A capsize screening value of 2.97 suggests she is better suited to protected waters than to a beating in steep seas, and her theoretical hull speed tops out at 5.32 knots.
Accommodations
The micro-class association she belongs to signals the priorities: these are dayboats and weekenders with minimal creature comfort by modern standards. The 5.50's 7.87-foot beam and lifting keel make her practical to camp aboard in sheltered anchorages, though the space division below is not described by the available material on the design.
Known Issues
The balsa-cored deck is the one structural caveat. Balsa sandwiched under fiberglass is prone to delamination and rot once a fastening or fitting breach lets moisture into the core, and on a 1976–1982 build that has spent decades on moorings or trailer beds, soft spots around winches, stanchions, and hatch frames are the predictable failure points. The lifting keel itself, with its trunk and pivot gear, is a feature that warrants a look for water ingress, though no specific defect beyond the deck-core material is cited.
Refits and Ownership
Ownership of a 5.50 is shaped by her trailerable nature and micro-class status. The lifting keel and retractable draft mean a owner can store her ashore cheaply and launch by ramp, and the 1,000-unit production run means spares and club knowledge exist through the micro-class community. The fixed-fin version sidesteps the keel-trunk maintenance entirely for those who never need to beach or trailer.
The Verdict
The Kelt 5.50 is a clever little pocket cruiser that trades offshore ambition for launch-and-go simplicity. Ollier's lines give her a turn of speed rare in 18 feet, and the lifting keel opens waters closed to deeper drafts. She is not a comfortable boat by any measure the numbers reveal, and her balsa deck is a long-term care item, but as a micro-class weekender she remains a pragmatic, well-supported choice.
Pros
- Lifting keel retracts to 0.3 m for trailer and shallow use
- Lively performance for her size (S# 4.81, SA/D 25.98)
- Approximately 1,000 built; micro-class community support
Cons
- Balsa-cored deck vulnerable to moisture-driven rot
- Low comfort ratio (7.16) and modest ballast fraction
- Capsize screening (2.97) limits rough-water scope








